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Personal Savings Accounts You Can Bank On |
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Money Maker Savings |
The higher the average daily balance the higher the rate you will earn in this tiered account.* If your average daily balance falls below $1,000.00 there will be a minimal monthly service charge. This is a limited transaction account.** |
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* Tiers on Money Maker Savings |
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$1,000.00 to $4,999.99 |
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$5,000.00 to $9,999.99 |
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$10,000.00 to $24,999.99 |
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$25,000.00 to $49,999.99 |
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$50,000.00 and up |
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Personal Savings |
A $100.00 average daily balance will earn you interest on this limited transaction account.** A nominal monthly service charge applies if you fall below $100.00 average daily balance. |
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Youth Savings |
For those under 18 years of age we have a no service charge, no minimum, limited transaction, interest bearing account. |
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| IRA Savings |
It's never too early or too late to start saving for retirement. Let us help you start today!
We offer both Traditional and Roth IRA's, as well as Coverdell Education Savings Accounts.
- A Traditional IRA allows you to make tax-deductible contributions.
- A Roth IRA allows you to receive tax-free distributions during retirement.
- A Coverdell Education Savings Account is used to save for a child's education expenses and will allow for funds to be withdrawn tax-free when used for qualified expenses.
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** No more than six transfers or withdrawals, or a combination of the two, may be made per month to another account of any of the account owners at our bank or to a third party by means of a preauthorized or automatic transfer or by a telephone order or instruction. Savings accounts used as overdraft protection are subject to the automatic transfer limitations. You may make unlimited withdrawals for the purposes of repaying a loan with us, transferring funds from your account to another account with us in person, or withdrawing funds in person, by mail, Internet, or by telephone with a check mailed to you.
Business Savings Accounts You Can Bank On
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Plainsman Savings |
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For those businesses that want a higher earning account and carry larger balances. A limited transaction account that requires an average daily balance of $2,500.00 or it receives a minimal monthly service charge.** The higher your average daily balance the more you will earn in this tiered account.* |
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* Tiers on Plainsman Savings |
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$2,500.00 to $4,999.99 |
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$5,000.00 to $9,999.99 |
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$10,000.00 to $24,999.99 |
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$25,000.00 to $49,999.99 |
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$50,000.00 and up |
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Business Savings |
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A $100.00 average daily balance earns you interest on this limited transaction account.** A nominal monthly service charge applies if you fall below $100.00 average daily balance. |
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IRA Savings |
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We offer the SEP IRA, which is a retirement plan for sole proprietorships, partnerships, S and C corporations, and LLCs that allows for tax-deductible contributions. |
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** No more than six transfers or withdrawals, or a combination of the two, may be made per month to another account of any of the account owners at our bank or to a third party by means of a preauthorized or automatic transfer or by a telephone order or instruction. Savings accounts used as overdraft protection are subject to the automatic transfer limitations. You may make unlimited withdrawals for the purposes of repaying a loan with us, transferring funds from your account to another account with us in person, or withdrawing funds in person, by mail, Internet, or by telephone with a check mailed to you. |
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